Director Tim Brown's The Retirement Plan is a breezy, outlandish mob comedy / thriller starring Nicolas Cage as a former government asset named Matt, living a drunken existence in the Caymans when his 'tweeny granddaughter Sarah (Thalia Campbell) arrives at his beachside bungalow, deposited there by his estranged daughter Ashley (Ashley Greene Khoury) after her husband (Jordan Johnson-Hinds) runs afoul of the gangster he drives for (Jackie Earle Haley).
Brown's picture is a convoluted mess of crosses and double-crosses with layers of nonsensical political intrigue on top of dense strata of murky backstory. It's all more impressions than information. The closest the picture gets to understanding Matt's motives is when an old friend (Ernie Hudson) shares a bit with Sarah and Ashley about Matt's deadly exploits, foreshadowing for them and the audience what the last reel would deliver.
The Retirement Plan shares more than a passing resemblance to featured player Ron Perlman's The Baker (2022), another lazy story of an aging cantankerous grandfather with a smoky past on a mission of vengeance and redemption.
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